WHO WE ARE

Planning for your future financial security starts now.

You need a partner,
not just a financial planner.

That’s what makes us different.

We build relationships. We walk alongside you. We offer expertise and a life-long, focused approach. We aim to give you confidence and knowledge. That’s our unique vantage point. And that is your advantage.

Our name, Vantage Financial, reflects the trust and partnership we strive to build with each of our clients as we work together toward attaining your financial security and success.

Your priorities are our priorities. As partners, we work together with all of your financial professionals such as your accountant, attorney and other advisors so you are guaranteed a coordinated approach to your personal decision-making and long-term planning.

You need a partner,
not just a financial planner.

That’s what makes us different.

We build relationships. We walk alongside you. We offer expertise and a life-long, focused approach. We aim to give you confidence and knowledge. That’s our unique vantage point. And that is your advantage.

Our name, Vantage Financial, reflects the trust and partnership we strive to build with each of our clients as we work together toward attaining your financial security and success.

Your priorities are our priorities. As partners, we work together with all of your financial professionals such as your accountant, attorney and other advisors so you are guaranteed a coordinated approach to your personal decision-making and long-term planning.

Meet the Team

MATT NIEDERBAUMER, CFP®
MATT NIEDERBAUMER, CFP®Partner and Senior Wealth Advisor
Matt is a Senior Wealth Advisor and partner of Vantage Financial. He earned his Certified Financial Planner™ designation in January of 2008. With over 20 years of experience, Matt is committed to providing holistic financial planning to clients to meet their goals and needs. He and his wife Cindy, daughter Belle(14) and sons Jonah(12) and Mauer(8) reside in Huron, South Dakota. During his free time, Matt enjoys spending time with his family and coaching his children’s many activities. Matt and Cindy are active volunteers and supporters of the James Valley Christian School, where Cindy is the PreK-12 Principal and their children attend school. The family is actively involved at Mt. Olivet Church in Huron where Matt serves as a deacon.

Alma Mater: South Dakota State University

ADAM WALTER
ADAM WALTERAdvisor, Planning Strategist
Adam Walter is excited to be part of the Vantage advising team. A graduate of South Dakota State University with dual degrees in Business Economics and Communication Studies, Adam has been working in the financial planning industry for three years. He opened his first business at the age of 19, a Bowfishing guide service, which he successfully owned and operated for six years.

Adam is committed to helping individuals and families figure out their financial puzzle by simplifying each piece. He will meet you wherever you are on your financial planning journey. Whether you are laying the foundation to achieve your financial goals or looking towards retirement, Adam enjoys getting to know people. Working with clients to understand their unique financial puzzle is what drives him.

Adam and his wife Alison have two dogs, Max and Luna. In his free time, Adam enjoys spending time in the outdoors hunting and fishing.

Alma Mater: South Dakota State University

BRITTANY FAST
BRITTANY FASTClient Relations Coordinator
Brittany is responsible for managing Matt’s calendar, maintaining client records, and streamlining office processes. She enjoys interacting with clients and providing excellent client service to ensure all concerns and questions are thoroughly addressed.

When away from the office, Brittany looks forward to spending time with her husband, Michael, their son, Levi (1), cat, Pepper, and farm dog, Copper. Brittany and Michael are active members at Iroquois Trinity United Methodist Church. Brittany grew up in the farming community in the Huron area and enjoys being outdoors on the farm and tagging along with her husband as they work on the next project. There is always plenty to do on the farm!

Alma Mater: Augustana University

JESSICA KYAW
JESSICA KYAWClient Service Specialist
Jessica is our first friendly face you see when visiting the office and a now familiar voice as she calls scheduling your appointments. She enjoys interacting with clients to address their questions and requests while working efficiently to keep client records updated and workflows running smoothly. Jessica grew up in Huron and continued her education at Northern State University. She resides in Huron with her husband, Bo, and enjoys gardening, reading, camping and fishing in her free time. Jessica and Bo are active members of the Bethesda Church of Huron.

Alma Mater: Northern State University

ARMIN HINKELMAN, ChFC®, CLU®
ARMIN HINKELMAN, ChFC®, CLU® Senior Wealth Advisor
Armin has over thirty-nine years of experience in financial services. He started his career in Bismarck, ND in 1983 with AAL, transferred to Rochester, MN in 1999 and Watertown, SD in June of 2002. He has worked for several firms throughout his long career and is excited to be part of the Vantage team. A seasoned financial advisor, Armin has earned several designations from the American College of Financial Services, most notably ChFC® (Charted Financial Consultant), CLU® (Charted Life Underwriter) and RHU (Registered Health Underwriter).

For the first part of Armin’s career, he focused his efforts on the insurance side of the equation. In 2007, Armin started working on the brokerage side of financial planning where he has continued to enjoy helping people meet their goals, whether retirement, tax planning or just plain wealth accumulation.

Armin and his wife, Candy, have been married for 47 years and raised three beautiful children, Travis, Jared, and Briana (dec.). He volunteered as a 5th and 6th grade pre-confirmation teacher for 10 years at Mt Olive Lutheran Church until 2021. Puzzling in the wintertime is a favorite activity for Armin and Candy (this past winter they completed 17). Candy enjoys gardening and makes the best beet pickles and salsa.

Alma Mater: Bismarck State College

JILL DUKLET
JILL DUKLETClient Service Specialist
Jill is often the first person to greet you on the phone at Vantage Financial. Jill works out of our Watertown office in South Dakota. She enjoys interacting with clients to address their questions and service needs and is the backbone of the record management processes. She and her husband Chris reside in Watertown and have two grown sons, Travis and Joshua. In her free time Jill enjoys photography, playing games, baking, and traveling with her husband. They especially enjoy exploring National Parks. Jill and Chris are active members of Hosanna Lutheran Church.

Alma Mater: Concordia College, Moorhead, MN

Meet the Team

MATT NIEDERBAUMER, CFP®
MATT NIEDERBAUMER, CFP®Partner and Senior Wealth Advisor
Matt is a Senior Wealth Advisor and partner of Vantage Financial. He earned his Certified Financial Planner™ designation in January of 2008. With over 20 years of experience, Matt is committed to providing holistic financial planning to clients to meet their goals and needs. He and his wife Cindy, daughter Belle(14) and sons Jonah(12) and Mauer(8) reside in Huron, South Dakota. During his free time, Matt enjoys spending time with his family and coaching his children’s many activities. Matt and Cindy are active volunteers and supporters of the James Valley Christian School, where Cindy is the PreK-12 High School Principal and their children attend school. The family is actively involved at Mt. Olivet Church in Huron where Matt serves as a deacon.

Alma Mater: South Dakota State University, South Dakota

ADAM WALTER
ADAM WALTERAdvisor, Planning Strategist
Adam Walter is excited to be part of the Vantage advising team. A graduate of South Dakota State University with dual degrees in Business Economics and Communication Studies, Adam has been working in the financial planning industry for three years. He opened his first business at the age of 19, a Bowfishing guide service, which he successfully owned and operated for six years.

Adam is committed to helping individuals and families figure out their financial puzzle by simplifying each piece. He will meet you wherever you are on your financial planning journey. Whether you are laying the foundation to achieve your financial goals or looking towards retirement, Adam enjoys getting to know people. Working with clients to understand their unique financial puzzle is what drives him.

Adam and his wife Alison have two dogs, Max and Luna. In his free time, Adam enjoys spending time in the outdoors hunting and fishing.

Alma Mater: South Dakota State University

BRITTANY FAST
BRITTANY FASTCoordinator of Client Relations
Brittany is responsible for managing Matt’s calendar, maintaining client records, and streamlining office processes. She enjoys interacting with clients and providing excellent client service to ensure all concerns and questions are thoroughly addressed.

When away from the office, Brittany looks forward to spending time with her husband, Michael, son Levi (1), their cat, Pepper, and farm dog, Copper. Brittany and Michael are active members of Iroquois Trinity United Methodist Church. Brittany grew up in the farming community in the Huron area and enjoys being outdoors on the farm and tagging along with her husband as they work on the next project. There is always plenty to do on the farm!

Alma Mater: Augustana University

JESSICA KYAW
JESSICA KYAWClient Service Specialist
Jessica is our first friendly face you see when visiting the office and a now familiar voice as she calls scheduling your appointments. She enjoys interacting with clients to address their questions and requests while working efficiently to keep client records updated and workflows running smoothly. Jessica grew up in Huron and continued her education at Northern State University. She resides in Huron with her husband, Bo, and enjoys gardening, reading, camping and fishing in her free time. Jessica and Bo are active members of the Bethesda Church of Huron.

Alma Mater: Northern State University

ARMIN HINKELMAN, ChFC®, CLU®
ARMIN HINKELMAN, ChFC®, CLU® Senior Wealth Advisor
Armin has over thirty-nine years of experience in financial services. He started his career in Bismarck, ND in 1983 with AAL, transferred to Rochester, MN in 1999 and Watertown, SD in June of 2002. He has worked for several firms throughout his long career and is excited to be part of the Vantage team. A seasoned financial advisor, Armin has earned several designations from the American College of Financial Services, most notably ChFC® (Charted Financial Consultant), CLU® (Charted Life Underwriter) and RHU (Registered Health Underwriter).

For the first part of Armin’s career, he focused his efforts on the insurance side of the equation. In 2007, Armin started working on the brokerage side of financial planning where he has continued to enjoy helping people meet their goals, whether retirement, tax planning or just plain wealth accumulation.

Armin and his wife, Candy, have been married for 47 years and raised three beautiful children, Travis, Jared, and Briana (dec.). He volunteered as a 5th and 6th grade pre-confirmation teacher for 10 years at Mt Olive Lutheran Church until 2021. Puzzling in the wintertime is a favorite activity for Armin and Candy (this past winter they completed 17). Candy enjoys gardening and makes the best beet pickles and salsa.

Alma Mater: Bismarck State College

JILL DUKLET
JILL DUKLETClient Service Specialist
Jill is often the first person to greet you on the phone at Vantage Financial. Jill works out of our Watertown office in South Dakota. She enjoys interacting with clients to address their questions and service needs and is the backbone of the record management processes. She and her husband Chris reside in Watertown and have two grown sons, Travis and Joshua. In her free time Jill enjoys photography, playing games, baking, and traveling with her husband. They especially enjoy exploring National Parks. Jill and Chris are active members of Hosanna Lutheran Church.

Alma Mater: Concordia College, Moorhead, MN

At Vantage Financial, we get to know you and your family, your background, goals and vision. We want to know what makes you tick. We want to build a true partnership, so we are able to help build your plan for the future.

At Vantage Financial, we get to know you and your family, your background, goals and vision. We want to know what makes you tick. We want to build a true partnership, so we are able to help build your plan for the future.

IT ALL STARTS WITH
A SIMPLE CONVERSATION.

We are ready when you are. We’d love to meet, talk about your financial goals, and share a cup of coffee. Leave us a note and we’ll get back to you.

    FIRST NAME *

    LAST NAME *

    EMAIL ADDRESS *

    PHONE NUMBER

    I prefer to be contacted by (please check):EmailPhone

    What's on your mind? (Please do not include any sensitive, confidential or personal financial or health information.)


    400

    IT ALL STARTS WITH
    A SIMPLE CONVERSATION.

    We are ready when you are. We’d love to meet, talk about your financial goals, and share a cup of coffee. Leave us a note. We’ll get back to you as soon as possible.

      FIRST NAME *

      LAST NAME *

      EMAIL ADDRESS *

      PHONE NUMBER

      I prefer to be contacted by (please check):EmailPhone

      What's on your mind? (Please do not include any sensitive, confidential or personal financial or health information.)


      400