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How the Social Security Fairness Act Affect You? by Michael Franks, Senior Wealth AdvisorOn January 5th of this year President Biden signed the Social Security Fairness Act. This Act has caused significant changes in how individuals qualify for retirement income benefits.What You Need to know About the Social Security Fairness Act:For retirees and government employees, Social Security Benefits play a crucial role in financial planning for the future. However, if you dedicated your career to public service and either you or your spouse earned the required 40 work credits in the private sector to qualify for Social Security, you may

Planting for Tomorrow: Building Your Financial Legacy by Michael Franks, Senior Wealth AdvisorFor young professionals, new investors, and entrepreneurs, the idea of building a financial legacy may feel far off, like something reserved for another stage of life. But the truth is that the trees you plant today will define the shade and fruit for future generations to enjoy and build on.Start With VisionYour legacy begins with clarity. Take the time to envision the future you want to create. What are the values you want to pass on? How do you want your efforts to impact those around you? It

The Importance of College Savings In today’s fast-changing educational landscape, ensuring your child has the financial means to pursue higher education is crucial. However, many parents struggle with where to start or how to make the best financial decisions for their child's future. At Vantage, we believe starting an educational savings plan early is essential. Like retirement savings, the sooner you start, the more time you have to grow your savings and ease future financial stress. Why Start Saving Early? Compound Interest: Starting early lets you benefit from compound interest, which can significantly boost your savings. Rising Education Costs: